Rafael Espinoza

Rafael Espinoza

Director, SHIP (State Health Insurance Assistance Program)

Rafael Espinoza, Director of SHIP (State Health Insurance Assistance Program), has been working in Health Care administration for more than 30 years. Rafael came to JCA in 2017 from an agency that secured Medicaid coverage for self-paid hospital patients. He saw how everyone benefitted from this service – patients were able to get the care they needed, and hospitals got paid for the services they provided. With this background in government-funded healthcare programs, Rafael was able to easily navigate the complexities of Medicare. Now, as SHIP’s director, Rafael presents workshops on the ins and outs of the various Medicare options and oversees a team of volunteers who work one-on-one with those seeking to choose the coverage that is best for them.